Payments are finalized instantly, freeing up funds that can be used to create opportunities for growth.
Automate payment processing and reconciliation to reduce human errors and processing time.
Transaction details are protected via zero-knowledge proofs, only accessible to parties of the transaction.
Unlock liquidity and cashflow on a bank agnostic, truly 24/7 real-time payment network without adding new risks.
Explore Xand AlphaBuilt with the latest proven cryptography so transactions remain confidential and a design that ensures the network is private for its members.
Xand Alpha is designed to operate within existing financial parameters and regulations.
Current trading counterparties join Xand Alpha together as members. Each firm can retain existing banking relationships. Members collectively govern how Xand Alpha operates.
Settlement transactions backed by dollars digitized by network members. Members retain control of funds in member-owned trust accounts until transaction is sent to counterparty.
Funds in Xand Alpha earn interest, which cover costs and generate rewards for users.
Our highly collaborative team of cryptographers, regulatory thought-leaders, and financial-system specialists, as well as world-class software and hardware engineers, are here to help you every step of the way.
Meet our teamExtensive legal, regulatory and compliance expertise.
Deep software and cryptographic capabilities.
Dedicated to the highest technical, security, and privacy standards and practices.
Interdisciplinary, and experienced product-centric teams.