Our head of policy Linda Jeng spoke at Bank Policy Institute / TCH event today on The Future of Consumer Financial Data Access Read the story PRESS | BPI.COM

by Seth Paulson

Oct 22, 2021

Xand: Why Blockchain?

Transparent’s payments platform, Xand, is built on blockchain, the same technology used as the foundation of most cryptocurrencies.

by Linda Jeng

Sep 27, 2021

Feedback on Clarifying Laws Around Cryptocurrency and Blockchain Technologies

Feedback for Senator Toomey and US Senate Banking Committee on Clarifying Laws Around Cryptocurrency and Blockchain Technologies.

by Alex Fowler

Sep 10, 2021

The Team at Transparent is Growing

Announcement of new senior hires to Transparent as we ramp up for the next stage of delivering a new digital dollar platform and product to the market.

by Jeff Kramer

Sep 10, 2021

Build a Castle in the Xandbox

Transparent is proud to announce Xandbox, our developer toolkit.

by Linda Jeng

Aug 27, 2021

Transparent submits comment letter to the Basel Committee on Banking Supervision

Transparent submits the following comments to the Basel Committee consultation on the prudential treatment of cryptoassets.

by Linda Jeng and Patrick Murck

Aug 06, 2021

Transparent sends letter to Senators on the digital assets provision in Infrastructure Bill

Transparent recently sent a letter to Senators Wyden, Lummis and Toomey regarding the digital assets provision in the Infrastructure Bill.

by Linda Jeng

Jul 19, 2021

Transparent submits comment letter to the FDIC

On July 15, 2021, Transparent filed comments with the Federal Deposit Insurance Corporation (FDIC) in response to its Request for Information and Comment on Digital Assets. As a fintech startup, we felt it was important to share what we have learned so far while working on faster payments.

by Linda Jeng

Jul 01, 2021

DeFi Risks and Opportunities

At Transparent we are building a digital dollar network that is bank-agnostic and can provide foundational support for new financial applications in traditional finance and, potentially, in the emerging DeFi ecosystem. However, the risks posed by DeFi are under-studied and under-documented. As our financial services continue to be unbundled and re-bundled on decentralized platforms, novel risks inherent to DeFi protocols are being introduced and traditional financial risks are being reintroduced, creating different transmission channels of risk. This is why it’s important for those of us working at fintech firms to understand risk in DeFi as we begin building a new kind of digital financial system that is more equitable, resilient and efficient.

by Patrick Murck

Aug 09, 2020

Transparent Submits Comments to the OCC

On August 3rd, 2020, Transparent filed comments with the Office of the Comptroller of the Currency (OCC) on digital activities and banking.

by Patrick Murck and Linda Jeng

Jul 22, 2020

How a Digital Dollar Can Make the Financial System More Equitable

Digital dollars can be designed in any number of ways, and these design choices will have profound implications for the people who use them. Congress should carefully consider why we need a digital dollar and what should be the core objectives. Is the goal of a digital dollar simply to make payments more efficient, or do we want a digital dollar that helps build a more equitable and inclusive financial system?

by Patrick Murck and Linda Jeng

Apr 13, 2020

Say Hello to Your New Local Bank – The Fed

Several bills were recently introduced on the Hill creating a U.S. “Digital Dollar” as part of the coronavirus stimulus package. Transparent Systems executives say the aspiration for ubiquitous, cheap access to money is admirable but these bills would radically upend the banking and payments system we rely on today.

by Alex Fowler

Feb 05, 2020

Transparent Secures Series A Financing

We've kept mostly out of public view and been focused on delivering real, concrete results to our initial customers and partners. However, I’m really excited to announce today that we closed over $14 million in Series A financing. Led by Pantera Capital with participation from Square, Inc., Future\Perfect Ventures, IDEO Colab Ventures, Digital Currency Group, and CMT Digital, the funding round is in addition to the $8 million in seed financing received from Vulcan Capital in July 2018.

by Jeff Kramer

Feb 05, 2020

Hello World

We are excited to finally announce that Transparent is here. It’s been a busy year and a half! We left Vulcan, started the company, and brought together an experienced, interdisciplinary team of over 25 people. We got a pilot version of our network up and running. In addition, we closed over $14M in our Series A round of funding right before the holidays.


Financial Times

DeFi Paradoxes

Nov 03, 2021


No More Snail Rails

Dec 18, 2020

Bloomberg Law